After thirty years of working for a fashion retail company and with all the kids done with school, it was time for my wife and I to enjoy some us time. We had sacrificed so much to enable our kids to get a good education. We wanted them to be successful in their endeavors, whatever it may be. We hoped that we had espoused to them the simple values of honesty, decency, hard work with respect for their fellow human beings. There may have been times when they tested us, most especially during their teen years but all in all, I could say that my wife did a good job raising our three children who are now all professionals in their respective field: my eldest is a lawyer who made junior partner in a law firm that specializes in mercantile and insurance law; my second son has his own internet company which specializes in security for logistics of several multinational firms and our youngest, the only girl works as a corporate spokesperson for a beverage firm. Often, we see her at her best when responding to certain issues on television.
With our house all paid up and mortgage free several years ago, we decided not to take on any investments but focused on being liquid. Over the years, the value of this property surged several times over, and we were tempted to take out loans against our house but we never did, knowing that sometimes the housing market can have huge upward spikes followed by a drastic downturn. I guess in hindsight this was a good decision for when things came down last year; we were not as hard hit as some of my friends, who still continue to work to pay off their mortgages.
My wife and I decided to purchase a motor home which could take us around the country wherever and whenever we seemed to feel like doing. Looking around, there were several brands that interested me. Gulfstream and Winneabago were top of the mind. But other brands like Forest River, Apollo, Born Free, Coach House, Crown, Eagle, Executive, Family Motor Coach, Travel Supreme, Dynamax, Vixen, Allegro, Barthy, Challenger, Coachmen, Damon, Elite, Featherlite, Foretravel, GM Bus, National, Home and Park, Leisure Travel, Newmar, Rockwood, Triple E, Vogue, Alpine, Beaver, Champion, Cortez, Day Break, Escaper, Fleetwood, Four Winds, GMC, Harney Coach, Isata, Marathon, Prevost, SMC ( Safari), Winnebago, Newell, American Cruiser, Blue Bird, Chinook, Country Coach, Dina, Europremier, Fixible, Georgetown, Grand Manor, Hawkins,Kingsly, MCI, Revcon, Thor, Other and Jayco were worth a look.
Motor Home Finance came into the picture. At first, I was against motor home finance because of the current market but then I realized that motor homes were not as volatile as the current home market and that the interest rates were fixed and there were flexible terms and plans available. Motor Home Finance seemed to be a logical choice to take and since I had free up cash, I could actually make a bigger down payment and then have enough from my pension to actually go and travel for a year without worrying about keeping up with the monthly payments for the motor home finance company. What made it more attractive that there was a couple who wanted to rent our house for two years and we would have extra money from this great opportunity.
So here I am now about to embark on a motorhome adventure for two years with my wife. We have enough cash and we have lots of time. Let the adventure begin.